Every year, I receive calls from clients who are suddenly in a rush—sometimes even in a panic—to have a Will or Power of Attorney prepared for themselves or a loved one. These conversations often begin with a sense of urgency, fear, or overwhelm. And while the topic can feel uncomfortable, it’s important to acknowledge a simple truth: aging and death are realities for every single one of us.
Taking steps now—before a crisis—gives us back control during times that can otherwise feel incredibly helpless. It allows us to make decisions with clarity, intention, and dignity, both for ourselves and for the people we love.
Most of the time, we can help clients get everything in place quickly. But the truth is simple: the best time to prepare a Will or Power of Attorney is long before you think you need one. When these documents are created calmly, thoughtfully, and with proper legal guidance, the benefits to you and your loved ones are immeasurable.
Below are important reasons to plan ahead.
1. You Will Never Regret Being Prepared
Many people assume they’re “too young” or that it’s “too early” to think about a Will or Power of Attorney. In reality, that’s the ideal time.
When there is no crisis looming, you have the luxury of:
- Thinking carefully about your wishes
- Discussing decisions with your family
- Consulting with a lawyer who can walk you through the implications
- Making choices with a clear, calm, rational mindset
A Will or Power of Attorney created under pressure can lead to rushed decisions. A Will or Power of Attorney created proactively leads to clarity, confidence, and peace of mind.
2. A Lawyer’s Guidance Matters More Than You Think
There’s a common saying in our office: “You don’t know what you don’t know.”
Wills and Powers of Attorney are legal documents governed by specific rules. They’re not always as simple as writing down your wishes. A lawyer ensures:
- Your documents comply with Wills and Estates legislation and common law
- Your instructions are legally enforceable
- You understand the technicalities and limitations of these documents
- Your estate plan is structured in a way that protects your beneficiaries
Online templates and DIY kits often miss crucial legal requirements. A lawyer doesn’t just draft a document—they help you understand the law, anticipate issues, and make informed decisions.
3. The Cost of Doing Nothing Is Far Higher
Cost is one of the biggest reasons people hesitate to see a lawyer. But the reality is that not preparing these documents—or relying on generic online versions—can be far more expensive in the long run.
A recent example:
A client brought in an online Will they had completed themselves. Several sections were invalid under our law. We had to redo the entire document to ensure it would stand up legally.
Another situation:
Our firm recently had to prepare two applications under the Supported Decision-Making and Representation Act because a client did not have a Power of Attorney. These applications are time-consuming, emotionally taxing for families, and significantly more expensive than preparing a Power of Attorney in advance.
A properly drafted Will or Power of Attorney is an investment—not a cost.
4. Autonomy: Your Wishes Should Be Yours to Decide
This point is straightforward but powerful.
Do you want to decide:
- Who manages your care
- Who handles your finances
- How your estate is distributed
- What happens to your personal property
Or would you prefer the government to make those decisions for you through legislation?
A Will and Power of Attorney ensure your voice is heard, even when you can’t speak for yourself.
5. Marriage Nullifies Existing Wills in New Brunswick
This is a critical point many people don’t realize: in New Brunswick, marriage nullifies any Will made before the date of the marriage.
If you had a Will prepared prior to getting legally married, that Will is no longer valid once the marriage occurs.
If you are newly married—or planning to marry—and believe you already have a Will, it’s essential to speak with your lawyer to ensure your wishes are still legally protected.
6. Life Changes, and Your Will or Power of Attorney Should Change With It
Preparing these documents early is wise, but it also means they may need to be updated as your life evolves.
Major life events that often require revisions include:
- Marriage or divorce
- Birth or adoption of children
- Death of a beneficiary or executor
- Significant changes in assets
- New relationships or blended families
- Shifts in health
Do not let the possibility of future changes discourage you from completing these documents now. What matters is having a valid, thoughtful plan in place—and then revising it as your circumstances and wishes evolve.
7. You’re Not Doing This Just for You—You’re Doing It for Your Loved Ones
When these documents are needed, it’s not you who deals with the consequences—it’s your family.
This is especially true for the “sandwich generation,” who are simultaneously caring for aging parents, raising children, and managing careers. When a crisis hits, they are the ones left to navigate medical decisions, financial responsibilities, and estate matters.
Having a clear, legally sound Will and Power of Attorney:
- Reduces stress during an already emotional time
- Gives your loved ones the authority they need to act
- Provides guidance on how you want decisions to be made
- Prevents conflict, confusion, and unnecessary legal hurdles
It is one of the most meaningful gifts you can give the people who care about you.
Final Thoughts
Talking about aging, incapacity, or death isn’t easy. But avoiding the conversation doesn’t change the reality—it only shifts the burden onto the people you love most. Preparing a Will and Power of Attorney now is an act of responsibility, compassion, and empowerment.
These documents give you back control in moments when life can feel unpredictable or overwhelming. They protect your wishes, your dignity, and your family’s peace of mind.
If you’ve been putting this off, consider this your invitation to take that step. Your future self—and your loved ones—will be grateful.
Human rights and helping others has always been a passion of mine. In high school, I took human rights courses. At St. Thomas University, it was one of my undergraduate majors. Eventually, I channelled my passion into a career in law. Today, I value the significance my services have in making my clients’ lives easier. Helping them navigate the insurance and legal systems and guiding them during a challenging time is a priority and a privilege for me.