Saint John’s long-term disability lawyers
What do you do if your long-term disability claim is denied? The insurance company will often suggest an appeal process which is usually unnecessary and will delay your case. We can help. Correia & Collins injury lawyers in Saint John have decades of experience in disability and personal injury law. We’re committed to helping clients with long-term injuries and illnesses get the financial support they need. The first step is often helping clients with an application or appeal for Canada Pension Plan (CPP) Disability Benefits. We can help. In our experience, many people are refused CPP Disability based on the way they completed the application. We know where to focus and explain your disability.
You don’t have to wade through the disability claims process alone. Get our experienced team to make a clear case for you.
Why do disability claims get denied?
A significant number of claims get denied—according to CPP estimates, about 60%.
Here are a few more reasons why some people don’t receive long-term disability benefits:
- Accepting the first denial. You may receive a negative decision on your initial application, but you are entitled to appeal. Unfortunately, many people give up after their first try because they don’t know how to make a stronger case or their condition makes it difficult for them to follow through with the process.
- Complicated or invisible disability. If you have a condition that’s hard to explain or doesn’t have visible symptoms (e.g. psychological condition), proving your disability can be challenging. Claimants often fail to articulate the extent to which their injuries interfere with their ability to work.
- Misunderstanding the definition of disability. Different insurance companies set differing parameters around what constitutes a long-term disability. You may know you are disabled, but you must also demonstrate it with documentation that meets your insurance company’s definition.
If you feel your claim has been unfairly or inaccurately denied, you need a lawyer who can sort through the complicated verbiage to build a compelling argument on your behalf.
Experienced long-term disability lawyers in Saint John, New Brunswick
At Correia & Collins, we understand that, with a life-changing disability to adjust to, you shouldn’t have to contend with a loss of income too. If you’re facing a severe injury or illness, you can trust us to handle your disability claim effectively. We take your needs personally, and you won’t owe us anything until you collect.