When you’ve been in a car accident, it’s completely natural for your first thought to be about your vehicle, especially if it’s badly damaged or undrivable. For many people, their car represents freedom, safety, and a major financial investment.
In New Brunswick, Direct Compensation Property Damage (DCPD) coverage helps streamline the process of repairing or replacing your vehicle.
Here’s what to know about that and if you are injured:
What is DCPD?
DCPD is part of every auto insurance policy in New Brunswick. It allows you to recover for your vehicle damage directly through your own insurance company.
Key Points:
- You deal directly with your insurer for vehicle damage.
- You can’t opt out of DCPD.
- If you disagree with how fault was assigned, you can challenge your insurer’s decision.
- You cannot sue the other driver or their insurer for property damage covered by DCPD.
Are you injured?
While property damage can feel like the most pressing concern, especially when you’re left without a vehicle, and it’s important not to let injuries take a back seat. Pain and symptoms sometimes appear or worsen in the days following a crash, and those injuries deserve the same attention and care.
Correia & Collins represents car accident victims. Contact us by phone at 506-648-1700 or online for advice. Your first consultation is free.
Talk Directly to an Experienced Injury Lawyer, Today.
Since 2016, I’ve had the privilege of working for Correia & Collins. First as a student, then as an articled clerk, and now as a lawyer. I have found great pride in problem-solving for clients and guiding them through complex legal problems to achieve the best possible outcomes. Through this experience, I know the importance of having an effective lawyer.